Flexible Financing Plans & Credit Cards

Limited Time Offers

48 Months

48 Equal Monthly Payments with No Interest*

$199.95 admin fee

*O.A.C. On your FlexitiCard. Minimum product purchase of $250 excluding taxes is required. Only available to Canadian residents. No interest will accrue during the promotional period and monthly payments include payment protection insurance premiums, fees and taxes, if applicable. If any payment is missed, all promotional offers on the account may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate, also known as Account AIR. Initial Account AIR is disclosed upon approval and varies based on cardholder creditworthiness at time of application. See your current Flexiti cardholder agreement. New Account AIRs are 31.99% - 34.99%. Any balance at the end of the promotional period bears interest at the Account AIR. Administration fees of $199.95 apply, excluding Quebec residents, and will be financed with purchase. Annual fee of $39.99 applies for residents of Quebec. Promotions and terms may be changed without notice. Eligibility for promotions varies with cardholder creditworthiness. Financing provided by Flexiti Financial. B.C. Licence No. 83660. Flexiti, FlexitiCard and the Flexiti design are trademarks of Flexiti Financial Inc.

Financing Made Simple

Quick approval, easy account management, and optional payment protection.

Flexible Payment Options

Pick the plan that works for you: Up to 36 monthly payments or 18 months deferred at 0% interest.*

Fast, Easy Approval Process

Applying is simple and takes just minutes. Once approved, start shopping right away.

Simple Account Management

Simply Secure™ Protection

Simply Secure™ provides affordable payment protection insurance for certain unforeseen circumstances.

Learn More

Use it at 8,000+ Stores

The Flexiti card can be used at over 8,000 retail locations across Canada.

Payment Flexibility

Make your purchase more affordable with flexible financing options.

Split Your Purchase Into Monthly Payments

Divide the cost of your purchase into equal monthly payments, making it easier to manage your budget

Shop Now And Pay Later

Take your purchase home today and delay your payments, giving you extra time before paying the full amount.

Use It Just Like a Regular Credit Card

Use your credit card just like you normally would for a quick and convenient checkout experience.

Shop Online

When shopping online, select Flexiti at checkout

Visit In-store

Speak with a sales associate in-store

4% Rewards Program

With a FlexitiCard, you earn 4% back on eligible purchases at The Brick each quarter. Rewards are based on your net purchase amount after returns or adjustments and are issued as a voucher 30 to 45 days after each quarter ends. You can redeem your voucher in-store within 90 days on future purchases.

FAQs: FlexitiCard & Financing

How can I apply for financing?

You can apply for financing in any Brick Store with a quick and easy credit application. You can be approved for up to $20,000 in financing within minutes. Just remember to bring valid government issued photo-ID. You can also apply online for instant financing. For more information, or to apply now, please go to: www.thebrick.com/pages/financing.

Which bank issues The Brick financing/credit card?

Flexiti Financial is the issuer of the Brick’s financing/credit card. For account related inquiries, please contact Flexiti Financial at 1.877.259.3745.

Does Flexiti Financial perform a full credit check?

Yes, Flexiti will conduct a full credit check during the application process.

What promotional financing plans do you offer?

Whether you are applying for financing inside a Brick Store or applying online, you can take advantage of one of our industry-leading no-interest financing plans. Our financing plans include No Payment plans up to 18 months and Equal Monthly Payment Plans up to 36 months, all with no interest. During some special promotions, these offers might be extended even longer!

Can I choose which financing plan I want?

In-store, there is a tremendous amount of flexibility on which financing option you can choose, within the range outlined above. Online, you can also choose the best financing option for you.

If I am on a “No Payment” plan, and I do not pay my full balance off by the due date, will all the built-up interest over the period be due?

Absolutely not. The Brick financing plans never have the accumulated interest feature, like many other credit cards. So, if you miss your payment due date, the interest would start to apply from that statement period and moving forward. Having said that, in order to ensure your credit score rating is preserved and not negatively impacted, we highly encourage you to make your payments on time and truly take advantage of our no-interest offers.

How will I receive my account statements?

You can get easy access to your account details by registering your Flexiti account online through flexiti.com/register. Then you can log in to your account at my.flexiti.com anytime to view your statements, balance, purchase history, payment history, etc. Flexiti will email you a notification when your monthly statement is ready to be viewed. Flexiti will also send a payment reminder via email 5 days before each payment due date.

How do I make payments to my Flexiti account?

You can make a payment at any Brick store or pay through your bank by choosing Flexiti Financial in your online or telephone banking system or in person. Please note that payments must be received by the Payment Due Date, or Promo Expiry date for deferred payment plans. It may take up to five business days for Flexiti to receive your payment from the bank. You will receive an email confirmation from Flexiti when your payment has been received.

Who can I contact to correct an error in my financing promotion?

Please contact the Brick store where you made your purchase or send us an email to brickcard@thebrick.com and we will respond to your request within two business days. Our hours of operation are Mon-Fri, 8am to 5pm MST.

I am having a hard time understanding my statement. Is there somewhere I can go to better understand my statement?

Please see the attached How to Read Your Flexiti Statement document. View Document

If I enrolled in the Simply Secure™ Payment Protection Plan insurance coverage when I applied for financing, and I lost my income, can I benefit from the insurance coverage?

Yes. If you are currently enrolled, in good standing, in the credit insurance coverage provided by Trans Global Insurance, and you either lost your job, got hospitalized with illness, got critically ill, or worse, you should call Trans Global Insurance’s claims department and see if you qualify for a claim.

^*Conditional upon ID verification and on approved credit and valid email address required. Applications may be subject to a secondary, manual review. Financing provided by Flexiti Financial.

^**O.A.C. Subject to the terms of the Flexiti cardholder agreement. Minimum purchase may apply, contact The Brick for details. For no payments deferred plans, no payments are required during the promotional period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly. Interest at the cardholder agreement annual interest rate (Account AIR) will be charged if the promo is cancelled due to payment default on the account. For no interest equal monthly payment plans, no interest will accrue during the promo period. Purchase amount is to be paid in equal monthly payments plus payment protection insurance premiums, fees and taxes, if applicable. If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the Account AIR and a deferral fee of $59.99 - $99.99 may apply. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. New Account AIRs are 31.99% - 34.99%. Admin fee of $0-$199.95 may apply and will be financed with purchase (not applicable for Quebec residents); varies based on purchase amount and promo term length and is payable in full if the promo is paid off early. Annual fee of $39.99 applies for residents of Quebec. Any balance at end of promo term bears interest at the Account AIR. No payments deferred plans are not available for Quebec residents, however, other deferred interest promos are available. Promo and terms may be changed without notice. Flexiti, and FlexitiCard are trademarks of Flexiti Financial Inc.

The Brick FlexitiCard